Your Partner for Innovative Housing Solutions

Since May 2009, Du’s affiliate, MMAM, as contractor to MSHDA, has overseen the Rent Comparability Studies (RCS) for the MSHDA-financed, non-PBCA portfolio of approximately 400 properties. Du’s affiliate, PMAM, has provided compliance review, property assessment services, and training for owners/agents in New Jersey and Indiana in preparation for HUD MORs.

As President of D&A, Ms. Du has provided technical assistance to several Housing Authorities. Du provided consulting services to the Receiver of the Chester Housing Authority in applying for several HOPE VI revitalization grants which stimulated investment. Du and her staff assisted the Akron Metropolitan Housing Authority by reviewing its Section 8 Voucher Program, identifying problem areas and crafting solutions to these problems by applying practices successfully used in the private sector.

Most recently, Ms. Du has been the lead consultant with a Property Management and Consulting Services contract with the Housing Authority of the City of El Paso. She is assisting them with the conversion of its property management operations from a public housing model to a private sector model for its portfolio of over 8,000 units.

Ms. Du underwrote and provided due diligence for mortgagees including Mellon Financial (sold to GMAC), Patrician (sold to Berkshire and then to Deutsche Bank), Greystone, and Standard Mortgage.

Prior to forming D&A, Ms. Du was Director of Asset Management at Ervin and Associates, HUD’s asset management contractor for its portfolio of over 600 defaulted and/or troubled formerly coinsured loans totaling $4 billion. Ms. Du provided both a portfolio and project specific approach to the asset management of these defaulted loans by performing initial evaluations of property and/or portfolio risk, and ongoing asset management services. Du worked with owners and agents to improve the financial position of the projects, enhance property value, and reduce risk to HUD by increasing debt service through vacancy reduction, improvement in collections, and reduction in operating expenses. Ms. Du provided workout and restructuring expertise for this portfolio in the areas of bond refunding, GNMA refinancing, re-assignments, partial payments of claims, 223(a)7 and other methods of refinancing.

While at Ervin, Ms. Du also managed the contract with HUD in creating, designing, and implementing the template of a system that was a precursor to the Financial Assessment Sub System (FASS) used to review 16,000 annual audited financial statements for HUD’s portfolio of insured multifamily loans. Ms. Du also served as a Chief Underwriter as part of Ervin’s Delegated Underwriting contract with HUD, in which she underwrote 241 preservation loans under LIHPHRA and ELIHPA, as well as HUD Section 232, 223(f), 223(a)7, and 221(d)4 loans. Ms. Du underwrote over $400 million in HUD-insured loans on behalf of HUD for multifamily, congregate care, and retirement communities throughout eight of HUD’s ten regions. She also performed and coordinated due diligence of 180 HUD-held loans with an outstanding balance of over $1 billion that were slated for acquisition by the Cargill/J-Hawk team, thus reducing the volume and amount of HUD-held loans.

Prior to Ervin, Ms. Du worked for the National Housing Partnership (NHP) as an asset manager overseeing a portfolio of HUD-insured and HUD-assisted properties and loans worth $800 million.

Ms. Du is an active member of the Affordable Housing Task Force of the National Housing Conference, which meets monthly to discuss the latest FHA-related issues. She participates in HUD’s Focus Group as PBCA and has served as a panelist/speaker at conferences for such organizations as NLHA, NCSHA, MAHMA, MAHSA, PAHRA, and PAHMA.

Ms. Du is an active member of NCSHA, PHADA, and NLHA. In 2017, she was nominated and selected to serve on the Board of NLHA.


MBA Finance, George Washington University, Beta Gamma Sigma Honor Society, 1987

BA Economics, De La Salle University, Cum Laude, 1982

BS Accounting, De La Salle University, Cum Laude, 1982

Professional Qualifications:

Certified Public Accountant-Manila, Philippines, 1983.


4350 East-West Highway, Suite 310

Bethesda, MD 20814